Your Driving Record Need Not Be Affected by Just One Accident Accidents happen for a variety of reasons, many of which are completely beyond your control. As a safe driver, being penalized for having one accident on your record is not ideal. With the proper coverage from Ideal Insurance Agency, you can gain forgiveness for your first accident, allowing your premiums to remain at the initial low cost. Accident forgiveness applies even if the accident was your fault. This type of reward is available immediately and then three years after you have first used it, keeping your rates low and your driving record intact. Contact Ideal Insurance Agency today to find out how you can receive the benefits of Accident Forgiveness for your Auto Insurance policy.