Business Insurance

Marine Insurance

Your Business Never Sleeps, Protect It Every Step Of The Way

Ideal Insurance Agency provides marine insurance to businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Marine insurance is meant to provide both inland and ocean marine coverage. When your business transports property, you want that cargo to be covered every step of the way. Marine coverage provides protection throughout the entire transport. Ideal Insurance Agency proudly provides businesses of all sizes with the protection they need to run smoothly.

Our marine insurance options include, but are not limited to:

• Property insurance
• Loss control services
• General liability
• Umbrella coverage

Contact a representative at Ideal Insurance Agency to set up a consultation.

Business Owners Policy (BOP)

Combined Coverage For Special Advantages.

A Business Owners Policy (BOP) from Ideal Insurance Agency allows your business to create a customized insurance policy that combines Property, Commercial General Liability, and Crime Insurance, as well as additional coverage types based on your needs.

The proper Business Owners Policy can keep your day-to-day operations protected with options such as:

Crime Insurance

Specialty Coverage For Dishonesty In The Workplace.

At Ideal Insurance Agency, we can help your business develop a plan that keeps your assets protected in the event of such a specific circumstance. With Crime Insurance, your policy can include coverage for various situations, such as:

• Robbery or Burglary
• Computer Fraud
• Employee Dishonesty
• Theft of Business Property
• Forgery

Since there are limitations to your commercial crime policy, you should carefully discuss your options with Ideal Insurance Agency to find out what kind of insurance your business needs based on your current situation and potential risks.

Don’t lose important data or finances on the account of a dishonest employee’s actions. Keep your business secure with Crime Insurance from Ideal Insurance Agency.

Inland Marine Insurance

Off-Site Protection For Your Valued Assets.

At Ideal Insurance Agency, we’re dedicated to providing the coverage your business needs for the asset protection it deserves. Our Inland Marine policy insures that when your business is on the move, we’ll protect certain items, such as:

• Transported Property
• Computer Equipment and Data
• Contractor’s Tools
• Artwork
• Buildings Under Construction

What Inland Marine Can Do For Your Business

No matter what business you’re in, an accident can happen at any time. That’s why it’s important to have an Inland Marine policy from Ideal Insurance Agency to provide your business with the appropriate coverage it needs during transit.

Since Inland Marine covers items outside of your standard Business Property Insurance policy, having additional coverage to keep your equipment insured off-site is critical. This coverage can also extend to protect your business’s goods or equipment when transported by ocean and air, also known as Ocean Marine.

Contact an Inland Marine specialist at Ideal Insurance Agency today to find out how your business can insure its most valuable assets while working or traveling off-site.

Bonds

Assurance For You And Your Business.

The professional and knowledgeable bond specialists at Ideal Insurance Agency will work with you to develop a business solution to help meet all of your bonding goals. In addition to providing quality surety products, we also provide various licensing and permit services to ensure that your business runs to the letter of the law.

Our business solution services include:

Fidelity Bonds

Protect Your Business From Theft And Dishonesty.

A Fidelity Bond from Ideal Insurance Agency can indemnify your company in the event of theft. Our coverage options range from the protection of businesses to the security of non-profit and professional organizations. With the right Fidelity Bond, you can cover your assets, including money, personal belongings, computer equipment, supplies, and more. Your business or organization can also cover any employees or volunteers.

Types Of Fidelity Bonds

Fidelity Bond options from Ideal Insurance Agency include:

ERISA Bonds – for covering any claims that involve a violation of the Employee Retirement Income Security Act (ERISA). This includes situations that range from imprudent investments to failure to enroll employees.

Employee Dishonesty Bonds – that cover fraudulent acts committed by employees on the property of your business, including theft and other violations.

Business Service Bonds – that protect against theft of a client’s or customer’s property on their premises as a result of your employee’s careless actions.

While there are other options available, it’s important to discuss the needs pertaining to your business with a licensed professional. At Ideal Insurance Agency, we can provide you with the proper protection to keep your assets secure.

Accounting Firm Insurance

Insurance Options Catered To Your Business

Ideal Insurance Agency provides insurance to Accounting Firms in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

At Ideal Insurance Agency, we offer coverage options for accounting firms designed to cater to specific needs within your industry. To go along with the core coverage options we offer, we will work with you to create a protection plan that’s unique to your business. Avoid potential financial problems that may arise if you find yourself in a situation where your business is not properly covered.

We provide a multitude of insurance options for your accounting firm:

• Workers’ compensation
• Liability coverage
• Commercial auto insurance
• Property insurance
• Umbrella coverage
• Professional liability

Alarm Contractors Insurance

Continuous Coverage, Built To Complement Your Business

Ideal Insurance Agency provides insurance to Alarm Contractors in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Alarm contractors face a number of challenges specific to their industry. Installation and continuous service to your customers can leave you and your business vulnerable to a number of potential pitfalls if you aren’t properly covered. At Ideal Insurance Agency, we can work with you to find coverage for all aspects of your business, from errors committed during installation to property damage, and much more.

Here are some of the coverage options we offer to alarm contractors:

• Liability coverage
• Errors & omissions
• Property insurance
• And much more …

Construction Insurance

Construct A Protection Plan For Your Business

deal Insurance Agency provides insurance to construction businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Just like any other business, your construction business needs core insurance offerings to go along with industry-specific coverage. Expensive equipment and tools, and possible injury should be taken into account when thinking about what type of coverage may be necessary in the construction industry.

Ideal Insurance Agency coverage options for construction businesses include:

• Liability coverage
• Errors & omissions
• Property insurance
• And much more …

Consulting Firm Insurance

Protect Your Investment

Ideal Insurance Agency provides insurance to Consulting Firms in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Your business is an investment of the utmost importance. You need to protect what matters most to you. From core coverage to coverage that’s specific to your business’ needs, Ideal Insurance Agency provides industry-specific insurance options aimed at consulting firms.
Avoid potential financial setbacks that can occur if your business isn’t properly covered. Here are some of the insurance options Ideal Insurance.

Agency name provides to consulting firms:

• Professional liability
• Umbrella coverage
• General liability
• Property insurance
• And much more …

Specialty Trade Contractors Insurance

A Multitude Of Insurance Options To Fit Your Business’s Needs

Ideal Insurance Agency provides insurance for businesses using specialized truck equipment in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Like general contractors, specialty trade contractors face the risks that come along with running a contracting business. Protect your business and your employees with specialized coverage that caters to your industry.

At Ideal Insurance Agency, we provide a number of insurance options for specialty trade contractors:

• Workers’ compensation
• Retirement plans
• Group benefits
• Liability coverage
• Property insurance
• Umbrella coverage
• Other specialized coverage for tools and equipment will keep your business covered

Educational Facility Insurance

Complex Insurance Options, Built For The Education Industry

Ideal Insurance Agency provides insurance to educational facilities in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Educational facilities continue to grow, as do the risks involved in operating them. Schools require multifaceted protection plans that can match the complexity of the institutions themselves. At Ideal Insurance Agency, we offer a variety of solutions, ranging from protection plans for private and public elementary and secondary schools, and universities and colleges. Our industry specific insurance offerings will adhere to the needs of your educational facility.

Here are some of our insurance options for educational facilities:

• Liability coverage
• Property damage
• Casualty insurance
• Student accident coverage
• Workers’ compensation

Financial Institution Insurance

Industry-Specific Coverage, Built For Your Business

Ideal Insurance Agency provides insurance to financial institutions in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

At Ideal Insurance Agency, we work hard to create services and coverage options that fit the specific needs of your business. We understand the protection needs of Financial Institutions, from investment firms and insurance companies, to community banks and credit unions. Each Financial Institution has very specific needs, which is why we provide industry-specific protection plans.

Check out some of our coverage options below:

• Property Coverage
• Liability Coverage
• Commercial Auto
• Errors & Omissions Coverage
• And many more!

Healthcare Facility Insurance

Insurance Options For The Healthcare Industry

Ideal Insurance Agency provides insurance to healthcare facilities in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Healthcare facilities have very specific coverage needs. At Ideal Insurance Agency, we will work with you to create a protection plan that fits the needs of your facility; from hospitals and clinics, to long-term care facilities and nonprofit organizations, we’ve got you covered!

Here are some our coverage options for healthcare facilities:

• Property coverage
• General liability
• Professional liability
• Umbrella coverage
• Workers’ compensation

Healthcare Practice Insurance

Practical Insurance Options For The Healthcare Industry

Ideal Insurance Agency provides insurance to healthcare practices in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

From physicians and dentists, to pharmacists and physical therapists, Ideal Insurance Agency provides numerous insurance options to a wide range of healthcare practices. We understand that, as a healthcare practitioner, you need the peace of mind that comes with knowing your business is covered so you can concentrate on providing quality service and care to your patients.

Check out some of our coverage options for healthcare practices below:

• General liability
• Professional liability
• Medical malpractice insurance
• Umbrella coverage
• Workers’ compensation

Law Firm Insurance

High Quality Protection For Your Firm

Ideal Insurance Agency provides insurance to law firms in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Your law firm requires industry-specific coverage, and Ideal Insurance Agency understands that. We have worked hard over the years to help ensure that we can provide the protection necessary for you to keep your business running smoothly. Ideal Insurance Agency offers core coverage options, as well as specialized coverage meant to cater specifically to law firms.

Check out some of our coverage options for law firms below:

• General liability
• Professional liability
• Legal liability
• Umbrella coverage
• Property insurance

Maintenance Contractors Insurance

Coverage Built To Serve Your Business’ Needs

Ideal Insurance Agency provides insurance to maintenance contractors in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Maintenance contractors require specific insurance plans to match the service and cleaning needs of the industry. At Ideal Insurance Agency, we understand that your business coverage requires flexibility, which is why we work with you directly to create a plan that’s unique to your business’s needs.

Here are some of the coverage options we offer to maintenance contractors:

• Property damage coverage
• Theft coverage
• Lost key coverage for janitors
• General liability

Manufacturing Insurance

Quality Protection Plans Manufactured For Your Business

Ideal Insurance Agency provides insurance to manufacturers in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

The manufacturing industry is responsible for a seemingly endless quantity of products created. In turn, manufacturing company owners have to deal with the similarly high amount of problems that can arise. At Ideal Insurance Agency, we understand the risks that come with running a manufacturing company make a quality insurance plan that much more important.

Check out some of our coverage options for the manufacturing industry:

• Product liability
• Umbrella coverage
• Coverage for manufacturing equipment
• Casualty insurance
• Workers’ compensation

Maritime Employers Insurance

Stay Up To Speed With A Quality Insurance Plan For Your Business

Ideal Insurance Agency provides insurance to maritime employers in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Employees working on or near U.S. waters (i.e. on a vessel or unloading cargo at the docks) are required to be covered by their employers. Ideal Insurance Agency aims to provide maritime employers with quality insurance packages to offer their employees.

We offer the following coverage options to maritime employers:

• Workers’ compensation
• Loss control services
• Maritime liability
• And much more …

Media & Advertising Insurance

Stay Up To Speed With A Quality Insurance Plan For Your Business

Ideal Insurance Agency provides insurance to media & advertising businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

In the world of media & advertising, information is gathered and transmitted at a high pace, and in large quantities. Ideal Insurance Agency understands that it’s necessary to have a protection plan that matches the high-paced nature of the business, which is why we are here to work with you to help ensure that the entire communication process is covered; from issues involving potential copyright infringement and defamation, to equipment and vehicle coverage.

At Ideal Insurance Agency, we proudly provide quality insurance to those of you in the media & advertising industry. Here are some of the coverage options we provide:

• Defamation
• Errors & omissions
• Umbrella coverage
• General liability
• Commercial auto

Orthotics & Prosthetics Insurance

Protection Built For Your Highly Specialized Industry

Ideal Insurance Agency provides insurance to orthotics & prosthetics industry businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Practitioners, manufacturers, fabricators, and distributors within the orthotics and prosthetics industry require highly specialized coverage options for their businesses. At Ideal Insurance Agency, we understand that when it comes to your business, nothing short of a comprehensive protection plan will do.

Our team of qualified insurance specialists is here to help you create a quality business insurance package to match your industry needs. Contact a representative at Ideal Insurance Agency today to find out more about our offerings for the orthotics and prosthetics industry.

Pool & Spa Insurance

Keep Your Business Afloat

Ideal Insurance Agency provides insurance to pool and spa industry businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

At Ideal Insurance Agency, we are proud to offer insurance to those working in the pool and spa industry. Contractors, retailers, and manufacturers alike will be pleased with the business insurance packages we provide. Our industry-specific coverage options will help ensure that you and your business are protected.

Here are some of the insurance options we provide:

• Property damage coverage
• Errors & omissions
• General liability
• Commercial auto
• And much more …

Printers & Publishers Insurance

Coverage Built To Match The Precision Of Your Business

Ideal Insurance Agency provides insurance to printers and publishers in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Printing and publishing companies rely on precision, in both the speed of delivery and the accuracy of the work. Such precision requires sophisticated equipment and services. Ideal Insurance Agency understands your need to be well protected against the numerous risks that come with running your own printing and publishing business. Our goal is to reduce those risks and alleviate any unnecessary stress you may have so you can concentrate on running a successful business.

Here are some of the coverage options we offer to printers and publishers:

• Property damage coverage
• Errors & omissions
• General liability
• Commercial auto
• And much more …

Real Estate Businesses Insurance

Keep Your Assets Protected

Ideal Insurance Agency provides insurance to real estate agents and businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

You will want to ensure that your real estate business is covered properly, primarily based on what type of real estate you are in. At Ideal Insurance Agency, we will work with you to create a business owner’s policy that can lump coverages, such as:

• Property insurance
• Liability insurance
• Business vehicle insurance
• Workers’ compensation
• And much more …

Retail Insurance

Keep Your Business Running At A High Level

Ideal Insurance Agency provides insurance to retail businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Retailers face a number of challenges when it comes to keeping their business running at a high level, including everything from regulatory issues and theft, to competition within the industry. When it comes to managing the risks of running your own retail business, you want the best protection possible. Ideal Insurance Agency will work with you to formulate an insurance package fit for your business.

Here are some of our insurance options for retailers:

• General liability
• Property coverage
• Crime insurance
• Umbrella coverage
• Business interruption insurance

School Bus Contractors Insurance

Valuable Coverage For Valuable Assets

Ideal Insurance Agency provides retiree health coverage to businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Safety is the top priority when it comes to the operation of school buses. At Ideal Insurance Agency, we understand that safety within the industry spans from the operations of the business itself to the day-to-day transportation of students. A quality protection plan will help give you the peace of mind of knowing that all operations are safe.

Ideal Insurance Agency is proud to offer the following protection plans to school bus contractors:

• General liability
• Umbrella coverage
• Commercial auto
• Equipment breakdown coverage
• Body or mechanical damage
• And much more …

Scrap Metal Insurance

Risk Solutions For The Scrap Metal Industry

Ideal Insurance Agency provides insurance to scrap metal industry businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Scrap metal businesses are exposed to industry-specific risks. At Ideal Insurance Agency, we understand those risks and we understand what it takes to keep your business protected. We cover everything, from local scrap yards to large-scale scrap metal and recycling businesses.

Our services include, but are not limited to:

• Property insurance
• General liability
• Umbrella coverage
• Specialized coverage for equipment and machinery
• Commercial auto insurance

Security Guards Insurance

Secure Protection Plans For Your Business

Ideal Insurance Agency provides insurance to scrap metal industry businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Security guard insurance from Ideal Insurance Agency can cover everything from different job sites to different situations and operations. We work hard to provide the security guard industry with a wide variety of coverage options.

Our insurance options for security guards include, but are not limited to:

• Professional liability
• Personal injury
• False arrest
• Commercial auto
• Commercial property insurance

Self-Storage Insurance

Quality Insurance Options For Your Storage Facility

Ideal Insurance Agency provides insurance to self-storage facilities in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

As is the case with most businesses, self-storage facilities are subject damage, theft, and the liability that comes owning/renting a space. As the owner of a self-storage facility, you want to make sure you’re protected. Ideal Insurance Agency will work with you to create an insurance package that will provide you with the protection you desire.

Here are some of the coverage options we offer to owners of self-storage facilities:

• Property coverage
• General liability
• Theft coverage
• Customer good’s liability
• Sale and disposal liability

Septic Contractors Insurance

Unique Coverage Options To Match Your Needs

Ideal Insurance Agency provides insurance to septic contractors in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Septic contractors have unique needs for their business, including their business insurance policies. As with any other business, you will want to keep your assets protected. Ideal Insurance Agency will work with you to find the coverage that’s right for you.

Our insurance options for septic contractors include, but are not limited to:

• Errors & omissions
• Employer’s liability
• Coverage for unintentional handling of hazardous waste
• Commercial auto

Specialized Truck Equipment Insurance

Specialized Insurance Options For Your Business

Ideal Insurance Agency provides insurance for businesses using specialized truck equipment in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Whether you repair, distribute, or manufacture specialized truck equipment, you will need a versatile insurance plan to match the services offered by your business. Ideal Insurance Agency will provide you with the attention to detail required to come up with a unique protection plan for you and your business. We understand the intricacies of specialized truck equipment industry.

Our coverage options for specialized truck equipment include, but are not limited to:

• Theft coverage
• Property insurance
• Commercial auto
• Lock re-keying or replacement

Technology Services Insurance

Stay Ahead Of The Field With A Quality Protection Plan

Ideal Insurance Agency provides insurance to technology service businesses in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

The technological industry is constantly evolving, which is why businesses within the industry must move fast to stay relevant. The last thing you need to worry about is whether or not your business is properly covered. Valuable equipment, software, and irreplaceable data are at the core of technology companies and need to be protected from all potential damages.

Ideal Insurance Agency will work with you to build an insurance package that’s as versatile as the industry in which you work. Our coverage options for technology services include, but are not limited to:

• General liability
• Loss control services
• Errors & omissions
• Umbrella coverage
• Products liability
• Property insurance
• Cyber liability coverage

Tow Trucks Insurance

An Insurance Plan Built To Keep You On The Move

Ideal Insurance Agency provides insurance for tow trucks in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Ideal Insurance Agency proudly offers industry-specific insurance options for tow trucks and auto transporters. Our program is built to cater to the particular needs of your industry.

Here are some of the insurance options we offer to tow trucks & auto transporters:

• Garage-keepers liability
• Automobile liability
• Legal liability
• Theft coverage
• On hook coverage

Water Well Drillers Insurance

Specialized Coverage Built For Your Business

Ideal Insurance Agency provides insurance to water well drillers in Surprise, Glendale, Peoria, Sun City, Sun City West, Phoenix, and surrounding areas.

Ideal Insurance Agency has created a specialized insurance package for water well drillers. The water well drilling industry has very specific insurance needs, and we provide coverage options that cater to your business.

Here are some of our general coverage options for water well drillers:

• Property damage
• Liability coverage
• Inland marine
• And more …