Universal Life Insurance in Phoenix, Arizona
Universal Life Insurance in Northwest Phoenix, AZ, as Well as Surrounding Areas
Protect Your Most Valuable Asset
Universal life insurance policies offer supreme flexibility over term life or whole life policies. With the same death benefit that is guaranteed upon death as well as the savings aspect provided by whole life, universal life allows you to have more control over the way your policy is used should you meet some unexpected changes in your life.
Universal life differs from term and whole life in that you can change the amount of the death benefit that is paid out. In addition, you have more flexibility with the way you pay your premium, including how much and how often. Build savings using the cash portion, or save money by paying less on your premium for guaranteed protection. However, changing the terms of your policy may affect the limits and guarantees.
The Benefits of Universal Life Insurance
Universal life insurance is a type of policy that differs from other types of life insurance. With this type of policy, your family will receive a death benefit in the event of your passing, but the savings portion of the policy allows you to handle any unforeseen changes that occur over the years. At Ideal Insurance Agency, our consultants provide a tailor-made approach to finding the right universal life insurance options to suit your circumstances so that you can keep your premiums low while protecting yourself and your family.
Call the Leading Universal Life Insurance Company Today
Life insurance policies differ greatly from one type to another, but only universal life insurance gives you the ultimate flexibility in how you access your money. Call Ideal Insurance Agency for expert assistance in choosing the right policy in Glendale, Peoria, and Surprise, AZ at 623-933-8263 or 602-938-7579.