Long Term Care Insurance
Long Term Care Insurance In Northwest Phoenix, AZ, As Well As Surrounding Areas
Superior Financial Protection for Long Term
While life and health insurance policies provide the protection to keep families in a good financial situation, there are some circumstances where additional coverage may be necessary. Ideal Insurance Agency offers many policy options that provide financial stability for those who really need it.
Long-Term Care Insurance (LTC) primarily pays for expenses related to medical situations, such as nursing home costs or home health care. This type of policy is designed for those who do not have the financial of physical capacity to care for themselves or require assistance in their day to day lives.
The costs associated with long term care are not usually covered under Medicare, Medicaid or standard health insurance. While these costs are expensive, LTC policies designed by Ideal Insurance Agency provide benefits that will keep your financial position secure, assisting with:
- Respite or home care
- Adult daycare
- Hospice care
- Assisted living
- Nursing homes
To quality for LTC, an individual must meet specific conditions based on health related needs. To find out whether you or a loved one quality for LTC, speak with your insurance specialist from Ideal Insurance Agency.