Rental Car Insurance in Glendale, AZ

Understanding Car Insurance Prices in Glendale, AZ

Under the Sub-heading “Contact Us Now for the Best Insurance Services in AZ” We have been family owned and operated since 1982 under insurance agency (over 40 years) and incorporated in June of 1983 (40 years in June).

Renters Insurance In Surprise, AZ

When you rent a car, many companies offer rental car insurance. It can leave you scratching your head, wondering if rental car insurance is the right choice for you. Ideal Insurance Agency is here to help you understand rental car insurance in Glendale, AZ. While many car insurance policies with comprehensive and collision coverage include rental car insurance, yours may not. We can help you connect with the best rental car policies and ensure you get the coverage you need for a rental car. We’ve helped customers in Arizona with auto coverage for almost 40 years. Don’t get stuck and confused at the help desk of a rental car location. Contact us for a quote on excellent insurance policies today!

What Is Rental Car Insurance?

Rental cars are convenient and offer peace of mind, but it’s important you’re protected while driving them. Rental car insurance provides coverage for just a few dollars a day. It’s important to remember that rental car insurance is different from rental car reimbursement coverage. Rental Car Insurance is designed to provide a vehicle if your car is in an accident and inoperable.

Does Car Insurance Cover Rental Cars?

Many drivers don’t need to pay extra for a car rental company’s coverage. If you have car insurance that includes collision, liability, and comprehensive coverage, it should cover your rental car. We will review your current car insurance policy to determine if you need rental car insurance. It’s critical to know your insurance policy limits. Many car insurance policies limit the amount of coverage they will provide for long-term rental cars. Speak with us to determine your current auto insurance policy limitations before renting a vehicle.

If My Car Breaks Down, Will Insurance Cover a Rental?

No. Insurance only covers a rental car when your insured car suffers a covered loss. You must have at least collision or comprehensive coverage to get covered for a rental car. Insurance companies do not pay for a rental vehicle when your car is in the shop due to mechanical problems or routine maintenance.

Do Credit Card Companies Offer Auto Coverage?

Some credit card companies offer rental car insurance. It’s important to contact your credit card issuing company to determine if they provide rental car insurance coverage and if they have any limitations. Some credit card companies use rental car coverage as a perk for using their business. If you decide to use your credit card for rental car insurance, please carefully read the credit card company’s contract as the contracts are not the same and there may be huge gaps in coverage.

Renters Insurance In Glendale, AZ

Understanding Rental Car Insurance Terms

We don’t want you to feel lost renting a car and fall for anything you don’t need. Many rental car companies refer to their terms are insurance, but they are actually waivers that the company is waiving their rights to hold you accountable for specific types of loss. It’s important to understand a rental car office’s insurance-related terms, including:

  • Loss Damage Waiver – An LDW helps limit the amount of money you’re responsible for if your rental vehicle is stolen or damaged by another person.
  • Collision Damage Waiver – A CDW covers collision losses by releasing the renter from any liabilities for collision damages in exchange for a fee.
  • Personal Effects Coverage – A PEC covers items often carried in a rental car, including your luggage, purses, or backpacks.
  • Personal Accident Insurance – A PAI covers any personal injuries that occur while you are renting the vehicle.

Contact Us Now for the Best Insurance Services in AZ

We have been family-owned and operated since 1982 under insurance agency over 40 years and incorporated in June of 1983. We offer customized insurance solutions to meet your needs. We’re proud to represent multiple insurance companies to provide the best coverage options for you. Reach out to us to ask questions about rental car insurance coverage and your current auto insurance coverage. Contact us today for a free quote and consultation!